1223 A C Smith Rd, Commerce, GA 30530 Property Records

Jackson County property record for 1223 A C Smith Rd, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,519 sqft · built 1993
Lot Size5.45 acres (237,402 sqft)
OwnerIndividual Name on Record
Tax Bill$935 (2025)
Deeds & MortgagesDec 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN003 041

Property Details

APN / Parcel Number

Primary APN003 041
Alternative APN
  • 16597

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,519 sqft Heated Area
1st Floor Area1,519 sqft
Basement Area1,519 sqft
Unfinished Basement1,519 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeFrame
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area237,402 sqft (5.45 acres)
Garage TypeAttached
Garage Area572 sqft
PorchSlab
Porch Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16597
Street Address1223 A C SMITH RD
CityCOMMERCE
StateGA
Zip30530-5707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code001
Legal Description5.452 AC TRACT 4B PLAT BK 49 PG 186
Legal Tract4B
Legal Block49
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3073
Census Tract10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1223 A C SMITH RD, COMMERCE, GA 30530-5707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address1223 A C SMITH RD, COMMERCE, GA 30530-5707
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 A C SMITH RD, COMMERCE, GA 30530-5707

Mortgage

Document Number00113Q0000000585
DateDec 16, 2024
Book Page000000113Q/0000000585
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,600 (-) Land $49,440 Building $72,160$304,000 (-) Land $123,600 Building $180,400
2025$935.00 (-57.34%) Homeowner's exemption$121,600 (-) Land $49,440 Building $72,160$304,000 (-) Land $123,600 Building $180,400
2024$2,192.00 (+34.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$121,600 (+7.5%) Land $49,440 Building $72,160$304,000 (+7.5%) Land $123,600 Building $180,400
2023$1,628.00 (+53.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$113,120 (+61.32%) Land $49,440 Building $63,680$282,800 (+61.32%) Land $123,600 Building $159,200
2022$1,060.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$70,120 Land $20,280 Building $49,840$175,300 Land $50,700 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on A C Smith Rd

Nearby Streets

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