1223 4th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1223 4th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1895
Owner	Individual Name on File
Tax Bill	$1,712 (2023)
Deeds & Mortgages	Jun 2023 Sale Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46496-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46496-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,020 sqft Living Area
1st Floor Area	816 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Exterior Material	Stucco
Lot Width	45 ft Width
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	82.46496.0000
Street Address	1223 4TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 001 BLOCK 005 OF EDELBROCKS ADD W'LY 45' OF LOTS 1 & 2 BLK 5
Legal Range	28
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	602

Owner

1223 4th St N is owned by an individual who acquired it in June 2023.

Source: Stearns County records, as of July 17, 2023

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Contract Sale, Transfer
Jul 19, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023
Deed Sale	Jun 6, 2023
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	00A1654219
Record Updated	Jun 7, 2026

June 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Jun 6, 2023
Property Address	1223 4TH ST N, SAINT CLOUD, MN 56303-3910
Document Number	00A1654219
Instrument Date	Mar 14, 2023
Instrument	A1654219
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 19, 2021
Property Address	1223 4TH ST N, SAINT CLOUD, MN 56303-3910
Document Number	00A1608699
Instrument Date	Jun 30, 2021
Instrument	A1608699
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 23RD AVE S, WAITE PARK, MN 56387-4527

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 28, 2019
Property Address	1223 4TH ST N, SAINT CLOUD, MN 56303-3910
Document Number	00A1551329
Instrument Date	Mar 6, 2019
Instrument	A1551329
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,712.00	$141,500 Land $20,000 Building $121,500	$141,500 Land $20,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1223 4th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1223 4th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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