12229 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12229 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,904 sqft · built 2005
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Tax Bill$3,028 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-021676

Property Details

APN / Parcel Number

Primary APN23-021676
Alternative APN
  • 021676

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,904 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number021676
Street Address12229 SAINT PAUL RD
CityCLEAR SPRING
StateMD
Zip21722-1953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLOT 9 1.30 ACRES 12229 ST PAUL ROAD
Legal SubdivisionDALE EUGENE MILES
Legal Lot Number9
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group2
Census Block2008
Census Tract11700

Owner

12229 Saint Paul Rd is owned and occupied by two individuals who acquired it in October 2006.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12229 SAINT PAUL RD, CLEAR SPRING, MD 21722-1953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2005
Deed SaleJan 21, 2005
Deed Document Number2005203253
Deed Book / Page2553 / 231
Last Transfer DateOct 27, 2006
Transfer Doc0031550262
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12229 SAINT PAUL RD, CLEAR SPRING, MD 21722-1953
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061620230
DateJan 17, 2020
Book Page6162/0230
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 12229 Saint Paul Rd was $3,028 with a homeowner's exemption, up 5.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,028.00 (+5.47%) Homeowner's exemption$358,000 (+11.91%) Land $68,000 Building $290,000$358,000 (-) Land $68,000 Building $290,000
2025$2,871.00 (+5.47%) Homeowner's exemption$319,900$358,000 Land $68,000 Building $290,000
2024$2,722.00 (+7.42%)
2023$2,534.00 Homeowner's exemption$243,700 Land $58,000 Building $185,700$243,700 Land $58,000 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12229 Saint Paul Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12229 Saint Paul Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
Verizon
Fixed Wireless
300 / 20

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