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12229 Cedro St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12229 Cedro St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,043 sqft · built 1984
Lot Size0.358 acres (15,605 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Jun 2026)
Tax Bill$1,046 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5140-0914-0010

Property Details

APN / Parcel Number

Primary APNR32-323-17-5140-0914-0010
Alternative APNs
  • 00298118
  • 298118

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,043 sqft Living Area
Gross Area1,521 sqft
1st Floor Area1,043 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,605 sqft (0.358 acres)
Lot Dimensions150 ft deep x 95 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00298118
Street Address12229 CEDRO ST
CitySPRING HILL
StateFL
Zip34609-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 14 BLK 914 LOT 1
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 14
Legal Block914
Legal Lot Number1
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3025
Census Tract40908

Owner

12229 Cedro St is owned and occupied by an individual who bought it in June 2026.

Source: Hernando County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12229 CEDRO ST, SPRING HILL, FL 34609-2910
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleMar 24, 2005 · Amount on File
Deed Document Number202636796
Deed Book / Page4716 / 718
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 1, 2026
Property Address12229 CEDRO ST, SPRING HILL, FL 34609-2910
Document Number0000036796
Book / Page4716 / 718
Instrument DateMay 29, 2026
Instrument202636796
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanyGLOBAL TITLE SERVICES LLC, LOCALE TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$160,489.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12229 CEDRO ST, SPRING HILL, FL 34609-2910
InvestorPossibly a Property Investor

Mortgage

Document Number0000036797,
DateJun 1, 2026
Instrument202636797
Lender
NameEQUITY PRIME MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12229 Cedro St was $1,046 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,046.00 Homeowner's exemption Widower's exemption$60,983$172,553 Land $52,745 Building $119,808
2023$57,538 Land $57,538
2022$351.00$163,570 Land $43,538 Building $120,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12229 Cedro St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12229 Cedro St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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