12228 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12228 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,323 sqft · built 1927
Lot Size	0.083 acres (3,597 sqft)
Owner	Individual Name on Record
Tax Bill	$1,269 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-129-027`

Property Details

APN / Parcel Number

Primary APN	`25-28-129-027`
Alternative APN	`25-28-129-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,597 sqft (0.083 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	12228 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(WEST)(PULLMAN) IN WH OF NE & NW NH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	WEST PULLMAN
Legal Block	42,42
Legal Lot Number	10,13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2024
Census Tract	530501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 28, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2021	Public Action, Foreclosure E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022
Deed Sale	Oct 28, 2022
Prior Sale	Mar 22, 2021
Deed Document Number	202216125
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12228 S NORMAN AVE, CHICAGO, IL 60628-6404

Mortgage

Document Number	0006319177
Date	Mar 4, 2026
Instrument	2606319177

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404

Mortgage

Document Number	0006710077
Date	Mar 7, 2024
Instrument	2406710077

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 28, 2022
Property Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404
Document Number	0030116125
Instrument Date	Oct 21, 2022
Instrument	2230116125
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, 10, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404

Mortgage

Document Number	0030116126
Date	Oct 28, 2022
Instrument	2230116126

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.5%

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	COOK IL
Recording Date	Mar 22, 2021
Property Address	12228 S NORMAL AVE, CHICAGO, IL 60628-6404
Document Number	0008147000
Instrument Date	Feb 9, 2021
Instrument	2108147000
Transaction Type	Foreclosure
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+250.06%) Land $2,158 Building $18,842	$210,000 (+250.06%) Land $21,580 Building $188,420
2023	$1,269.00 (+2.59%)
2022	$1,237.00 (+2.32%)	$5,999 (-) Land $1,438 Building $4,561	$59,990 (-) Land $14,380 Building $45,610
2021	$1,209.00	$5,999 Land $1,438 Building $4,561	$59,990 Land $14,380 Building $45,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Normal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures