12228 Pepper Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12228 Pepper Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms3.5 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 2000
Square Footage2,127 sqft Living Area
Lot Size2.28 acres
Last Sale$540,000 (2012)
Tax Bill$7,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN317-830-05-11

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,127 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment Style
Lot Area99,701 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12228 PEPPER TREE LN
CityPOWAY
StateCA
Zip92064-6155
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 37PER DOC99-164082&UND INT IN MODULE A IN TR 013731
Legal SubdivisionCITY/POWAY VALENCIA CRK PH 1 9
Legal Tract013731
Legal Block4
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4005
Census Tract17048

Owner

Source: San Diego County records · APN 317-830-05-11

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12361 MESA CREST RD, POWAY, CA 92064-4231
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jun 04, 2021Intrafamily Transfer, Transfer
Jan 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2012 · Amount on Record
Deed SaleJun 22, 2012 · Amount on Record
Prior SaleDec 15, 1999 · Amount on Record
Deed Doc Number2012365772
Last Transfer DateNov 01, 2025
Transfer Doc0000328892
Record RefreshedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2021
Property Address12228 PEPPER TREE LN, POWAY, CA 92064-6155
Document Number0000473417
Map ReferenceMAP 13731
Instrument DateJun 25, 2021
Instrument2021-0473417
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12228 PEPPER TREE LN, POWAY, CA 92064-6155

Mortgage

Document Number0000473418
DateJun 30, 2021
Instrument2021-0473418
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate1.99%
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change3.99%
Margin3
Max Rate6.99%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 04, 2021
Property Address12228 PEPPER TREE LN, POWAY, CA 92064-6155
Document Number0000417030
Instrument DateMay 18, 2021
Instrument2021-0417030
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12228 PEPPER TREE LN, POWAY, CA 92064-6155

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12228 PEPPER TREE LN, POWAY, CA 92064-6155
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010188
DateJan 08, 2020
Instrument2020-0010188
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateFeb 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12228 PEPPER TREE LN, POWAY, CA 92064-6155
Document Number0000108869
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12228 PEPPER TREE LN POWAY CA 920646155, POWAY, CA 92064-6155

Mortgage

Document Number0000108869
DateMar 20, 2018
Instrument108869
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$691,822 (+2%) Land $416,376 Building $275,446
2025$7,881.00 (+4.77%) Homeowner's exemption$678,258 (+4.04%) Land $408,212 Building $270,046
2023$7,522.00 (+1.65%) Homeowner's exemption$651,921 Land $392,361 Building $259,560
2022$7,400.00

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