12228 James Rd, Minnetonka (Hopkins), MN 55343 Property Records

Hennepin County property record for 12228 James Rd, Minnetonka, MN 55343

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 2,086 sqft · built 1972
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2004)
Tax Bill	$6,176 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-117-22-31-0015`

Property Details

APN / Parcel Number

Primary APN	`23-117-22-31-0015`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft
Basement Area	1,090 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Mansard
Roof Material	Wood
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	160 ft deep x 109 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Deck Area	297 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12228 JAMES RD
City	HOPKINS
State	MN
Zip	55343-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 001 BLOCK 002 A IMPERIAL HEIGHTS S 109X160X181X133
Legal Range	22
Legal Township	117
Legal Section	23
Legal Quarter	31
Legal Subdivision	IMPERIAL HEIGHTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2012
Census Tract	26103

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12228 JAMES RD, HOPKINS, MN 55343-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2004 · Amount on Record
Deed Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	2004860690
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12228 JAMES RD, MINNETONKA, MN 55343-8617
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10952662
Date	Apr 27, 2021
Instrument	A10952662

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12228 JAMES RD, MINNETONKA, MN 55343-8617
Document Number	0010773758
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12228 JAMES RD MINNETONKA MN 553438617, MINNETONKA, MN 55343-8617

Mortgage

Document Number	0010773758
Date	Apr 9, 2020
Instrument	10773758

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Hopkins Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,176.00 (+22.2%)	$482,000 (+11.34%) Land $213,400 Building $268,600	$482,000 (+11.34%) Land $213,400 Building $268,600
2023	$5,054.00 Homeowner's exemption
2022		$432,900 Land $202,400 Building $230,500	$432,900 Land $202,400 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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