Kalkaska County property record for 12227 Cold River Dr SE, Grayling, MI 49738 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,345 sqft (0.191 acres) |
| Tax Bill | $2,736.00 (2025) |
| Primary APN | 001-350-013-00 |
|---|
| Lot Area | 8,345 sqft (0.191 acres) |
|---|
| Street Address | 12227 COLD RIVER DR SE |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 COLD RIVER GARDENS SEC 28 T26N-R5W GRANT OF EASEMENT AT #3179673 GRANT OF EASEMENT AT #3179526 |
| Legal Range | 05W |
| Legal Township | 26N |
| Legal Section | 28 |
| Legal Subdivision | COLD RIVER GARDENS |
| Legal Lot Number | 13 |
| Jurisdiction | KALKASKA MI |
| Minor Civil Division | BEAR LAKE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 950400 |
Source: Kalkaska County records · APN 001-350-013-00
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6848 S NEW LOTHROP RD, DURAND, MI 48429-9403 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 12227 COLD RIV DR SE, GRAYLING, MI 49738 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003169493 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 3169493 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 16, 2048 |
Source: Kalkaska County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalkaska County |
| County Subdivision | Bear Lake Township |
| Unified School District | Kalkaska Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,600 (+6.97%) | $187,200 (+6.97%) | |
| 2025 | $2,736.00 (+1.86%) | $87,500 | $175,000 |
| 2024 | $2,686.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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