12225 Three Rivers Rd, Gulfport, MS 39503 Property Records

Harrison County property record for 12225 Three Rivers Rd, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,096 sqft · built 1969
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,600 (Jul 2019)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0808H-01-002.000`

Property Details

APN / Parcel Number

Primary APN	`0808H-01-002.000`
Alternative APN	`057016`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,096 sqft Adjusted Area
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Mixed
Garage Area	806 sqft
Parking Spaces	6 Parking Spaces
Deck Area	168 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12225 THREE RIVERS RD
City	GULFPORT
State	MS
Zip	39503-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.7 AC(C) BEG ON W MAR OF THREE RIVERS RD & N LINE OF S 1/2 OF N 1/2 OF NE 1/4 OF SE 1/4 W 843.4 FT S 141.7 FT E 843.4 FT N 1
Legal Range	11W
Legal Township	07S
Legal Section	03
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1002
Census Tract	3212

Owner

Source: Harrison County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · VA Mortgage TEXANA BANK NA
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS INC
Jun 3, 2022	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage COMMUNITY BANK OF MISSISSIPPI
Jul 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	20192019-4839-D-J1
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510

Mortgage

Document Number	20240006368TJ1
Date	Apr 5, 2024
Instrument	2024-0006368-T-J1

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20195581TJ1
Date	Jul 3, 2019
Instrument	2019-5581-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200013201TJ1
Date	Dec 16, 2020
Instrument	2020-0013201-T-J1

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220013548TJ1
Date	Jun 3, 2022
Instrument	2022-0013548-T-J1

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20195581TJ1
Date	Jul 3, 2019
Instrument	2019-5581-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 3, 2019
Property Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510
Document Number	20194839DJ1
Instrument Date	Jul 1, 2019
Instrument	2019-4839-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 ROBINSON RD W, 1880, CARTHAGE, MS 39051-7050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12225 THREE RIVERS RD, GULFPORT, MS 39503-2510

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$15,077 (+7.86%)	$150,774 (+7.86%) Land $55,394 Building $95,380
2023	$13,978	$139,783 Land $50,359 Building $89,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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