Spokane County property record for 12225 N Ruby Rd, Spokane, WA 99218 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,355 sqft Living Area |
| Lot Size | 1.11 acres |
| Garage | Attached, 986 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,267.00 (2026) |
| Primary APN | 36082.0502 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 5,369 sqft Gross Area |
| 1st Floor | 2,205 sqft 1st Floor |
| Basement Area | 2,178 sqft Basement |
| Finished Basement | 150 sqft Finished |
| Unfinished Basement | 2,028 sqft Unfinished |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 48,352 sqft |
| Depth X Width | 230 ft x 212 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 986 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 12225 N RUBY RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99218-1924 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOLMS ACRE TR 1ST L2 B3 |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 08 |
| Legal Subdivision | HOLMS ACRE ADD 01 |
| Legal Tract | 1 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 10506 |
Source: Spokane County records · APN 36082.0502
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12225 N RUBY RD, SPOKANE, WA 99218-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK |
| Sep 19, 2022 | Deed of Trust, Mortgage WASHINGTON TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12225 N RUBY RD, SPOKANE, WA 99218-1924 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12225 N RUBY RD, SPOKANE, WA 99218-1924 |
| Document Number | 0007269796 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 7269796 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12225 N RUBY RD, SPOKANE, WA 99218-1924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0007240087 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 7240087 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99218 |
| Amount | Amount Recorded |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,267.00 (+0.8%) Senior Citizen's exemption | $717,250 (-1.26%) Land $111,650 Building $605,600 | $717,250 (-1.26%) Land $111,650 Building $605,600 |
| 2025 | $1,257.00 (-81.31%) Disabled Person's exemption Senior Citizen's exemption | ||
| 2024 | $726,400 (+43.84%) Land $81,100 Building $645,300 | $726,400 (+43.84%) Land $81,100 Building $645,300 | |
| 2023 | $6,727.00 (+16.59%) | $504,990 Land $65,990 Building $439,000 | $504,990 Land $65,990 Building $439,000 |
| 2022 | $5,770.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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