Geauga County property record for 12225 Bean Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1957 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,442 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-111600 |
| Primary APN | 21-111600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Upper Floors Area | 988 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 102,366 sqft (2.35 acres) |
| Terrain | Rolling |
| Garage Area | 1,528 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004206-4 |
|---|---|
| Street Address | 12225 BEAN RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L 19 HIGH VIEW SUB #1 |
| Legal Subdivision | HIGH VIEW |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | MUNSON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310800 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12225 BEAN RD, CHARDON, OH 44024-9098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 23, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Mar 10, 2017 | Warranty Deed, Transfer · Line of Credit SCHMITZ MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Last Transfer Date | Jun 7, 2016 |
| Transfer Doc | 0020120499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 12225 BEAN RD, CHARDON, OH 44024-9098 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0021392553 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 2139/2553 |
| Instrument | 202100992260 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 12225 BEAN RD, CHARDON, OH 44024-9098 |
| Document Number | 0020882650 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12225 BEAN RD CHARDON OH 440249098, CHARDON, OH 44024-9098 |
| Document Number | 0020882650 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 002088/002650 |
| Instrument | 961058 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Mar 10, 2017 |
| Property Address | 12225 BEAN RD, CHARDON, OH 44024-9098 |
| Document Number | 0020281974 |
| Book / Page | 002028 / 001974 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 1700918471 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12225 BEAN RD CHARDON OH 440249098, CHARDON, OH 44024-9098 |
| Document Number | 20281980 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 002028/001980 |
| Instrument | 918472 |
| Name | SCHMITZ MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Munson Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,442.00 (-0.49%) | $111,760 (-) Land $19,110 Building $92,650 | |
| 2024 | $5,469.00 (+5.66%) Homeowner's exemption | $111,760 (-) Land $19,110 Building $92,650 | |
| 2023 | $5,176.00 (+23.74%) Homeowner's exemption | $111,760 (+51.25%) Land $19,110 Building $92,650 | $319,300 (+51.26%) Land $54,600 Building $264,700 |
| 2022 | $73,890 Land $16,490 Building $57,400 | ||
| 2021 | $4,183.00 | ||
| 2020 | $211,100 Land $47,100 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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