Clay County property record for 12224 Walnut Dr, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,930 sqft · built 1987 |
| Lot Size | 4.61 acres (200,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Apr 2015) |
| Tax Bill | $6,070 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-402-00-02-011.00 |
| Primary APN | 11-402-00-02-011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,930 sqft Living Area |
| Gross Area | 5,679 sqft |
| 1st Floor Area | 1,887 sqft |
| Basement Area | 1,863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 200,812 sqft |
| Lot Dimensions | 669 ft deep x 301 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12224 WALNUT DR |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT HILLS ESTATES LT 12 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 17 |
| Legal Subdivision | WALNUT HILLS ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 21810 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 2, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2015 · Amount on Record |
| Deed Sale | Apr 15, 2015 · Amount on Record |
| Prior Sale | Mar 12, 2003 · Amount on Record |
| Deed Document Number | 201511326 |
| Deed Book / Page | 7475 / 129 |
| Prior Transfer Date | Feb 29, 2012 |
| Prior Transfer Doc | 0000007257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Document Number | 0000025093 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 9418/5 |
| Instrument | 2022025093 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Document Number | 0000053043 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 9256/38 |
| Instrument | 2021053043 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12224 WALNUT DR, KEARNEY, MO 64060-9079 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003350 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 8135/109 |
| Instrument | 2018003350 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 10, 2048 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,070.00 (-0.07%) | $82,730 (+7.86%) | $435,421 (+7.86%) |
| 2023 | $6,074.00 (+17.06%) | $76,700 | $403,684 |
| 2019 | $5,189.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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