12224 Co Rd 4040, Holts Summit, MO 65043 Property Records

Callaway County property record for 12224 Co Rd 4040, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,025 sqft · built 1987
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jan 1997)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-01.0-00-000-024.000`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-01.0-00-000-024.000`
Alternative APN	`2701001000000020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft
Finished Basement	92 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2701001000000024000
Street Address	12224 COUNTY ROAD 4040
City	HOLTS SUMMIT
State	MO
Zip	65043-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B WHISPERING OAKS PHASE 3
Legal Subdivision	WHISPERING OAKS #3
Legal Phase	3
Legal Lot Number	B
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2013
Census Tract	70702

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12224 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Mar 22, 2017	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 1997 · Amount on File
Deed Sale	Jan 7, 1997 · Amount on File
Deed Document Number	0000336269
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12224 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	244/829
Date	Aug 20, 2020
Book Page	244/829
Instrument	202005638

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12224 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1714
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701609
Date	Mar 22, 2017
Book Page	D0238/0755
Instrument	201701609

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,394.00 (-2.48%)	$39,389 (-)	$207,310 (-)
2024	$2,455.00 (-5.87%)	$39,389 (-5.91%)	$207,310 (-5.91%)
2023	$2,608.00 (+1.12%)	$41,865 (+1.15%)	$220,340 (+1.15%)
2022	$2,579.00	$41,390 Land $3,800 Building $37,590
2021			$217,840 Land $20,000 Building $197,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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