12223 Oak Knoll Rd, Poway, CA 92064 Property Records

San Diego County property record for 12223 Oak Knoll Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 1961
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (May 2018)
Tax Bill	$11,579 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`316-120-08-00`

Property Details

APN / Parcel Number

Primary APN	`316-120-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,662 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	48,787 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12223 OAK KNOLL RD
City	POWAY
State	CA
Zip	92064-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 15-14-2W SE 1/4 OF POR SE 1/4 OF
Legal Range	02W
Legal Township	14
Legal Section	15
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17067

Owner

12223 Oak Knoll Rd is owned and occupied by two individuals who bought it in May 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT FINANCIAL SERVICES GROUP INC
Apr 19, 2019	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY MORTGAGE LLC
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
May 3, 2018	Grant Deed, Transfer · VA Mortgage AFFINITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Sep 3, 1998 · Amount on File
Deed Document Number	2018176494
Prior Transfer Date	Apr 3, 2001
Prior Transfer Doc	0000259046
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317

Mortgage

Document Number	0000331507
Date	Dec 1, 2023
Instrument	2023-0331507

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317

Mortgage

Document Number	0000738731
Date	Oct 25, 2021
Instrument	2021-0738731

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142186
Date	Apr 19, 2019
Instrument	2019-0142186

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581737
Date	Dec 12, 2019
Instrument	2019-0581737

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317

Mortgage

Document Number	0000612226
Date	Oct 9, 2020
Instrument	2020-0612226

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2018
Property Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317
Document Number	0000176494
Instrument Date	Feb 1, 2018
Instrument	2018-0176494
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12223 OAK KNOLL RD, POWAY, CA 92064-5317

Mortgage

Document Number	0000176495
Date	May 3, 2018
Instrument	2018-0176495

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12223 Oak Knoll Rd was $11,579 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,044,517 (+2%) Land $508,671 Building $535,846
2025	$11,579.00 Homeowner's exemption	$1,024,038 Land $498,698 Building $525,340
2023	$11,036.00 (+1.7%) Homeowner's exemption	$984,276 Land $479,334 Building $504,942
2022	$10,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12223 Oak Knoll Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12223 Oak Knoll Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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