12223 Islander Loop, Park Rapids, MN 56470 Property Records

Hubbard County property record for 12223 Islander Loop, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	1,885 sqft · built 2022
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (May 2017)
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan May 2017 Sale & Mortgage
APN	`02.04.01430`

Property Details

APN / Parcel Number

Primary APN	`02.04.01430`
Alternative APN	`52858`

Interior

Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Lot Area	126,324 sqft (2.9 acres)
Lot Width	210 ft Width
Garage Type	Mixed
Garage Area	3,700 sqft

Location & Zoning

Account Number	52858
Street Address	12223 ISLANDER LOOP
City	PARK RAPIDS
State	MN
Zip	56470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-04 TWP-141 RANGE-035 2.90 AC 4-13E P/O GL 8 FR NW COR S983.68 PB S35.42 SE203.84 SW31.55 S257.69 SW 114 TO LK SE A L LK
Legal Range	35
Legal Township	141
Legal Section	04
Jurisdiction	HUBBARD MN
Township / Civil Division	ARAGO
Census Block Group	2
Census Block	2005
Census Tract	70200

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1842 PENTLAND ST, WEST FARGO, ND 58078-4345
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATL BANK PR
May 8, 2017	Warranty Deed, Transfer CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	May 9, 2005 · Amount on Record
Deed Document Number	2017390467
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	12223 ISLANDER LOOP, PARK RAPIDS, MN 56470
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000426451
Date	Sep 23, 2022
Instrument	A000426451

Lender

Name	CITIZENS NATL BANK PR

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	May 8, 2017
Property Address	12223 ISLANDER LOOP, PARK RAPIDS, MN 56470
Document Number	A000390467
Instrument Date	May 5, 2017
Instrument	A000390467
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1842 PENTLAND ST, WEST FARGO, ND 58078-4345

Mortgage

Document Number	A000390468
Date	May 8, 2017
Instrument	A000390468

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank
Address	PARK RAPIDS, MN 56470

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 15, 2020

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Arago Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00
2025	$2,708.00	$452,800 Land $213,100 Building $239,700	$452,800 Land $213,100 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islander Loop

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