12221 Viewoak Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 12221 Viewoak Dr, Saratoga, CA 95070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,042 sqft · built 1967
Lot Size0.228 acres (9,945 sqft)
OwnerCompany Name on File
Last Sale$1,527,000 (Mar 2013)
Tax Bill$22,949 (2025)
Deeds & MortgagesDec 2022 Transfer
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN386-26-042

Property Details

APN / Parcel Number

Primary APN386-26-042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,042 sqft Living Area
1st Floor Area2,042 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,945 sqft (0.228 acres)
Lot Dimensions117 ft deep x 85 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address12221 VIEWOAK DR
CitySARATOGA
StateCA
Zip95070-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR110
Legal DescriptionTRACT 2970 BLUE HILLS OF SARATOGA BOOK 134 PAGE 54 PAGE 55 LOT 20
Legal SubdivisionBLUE HILLS OF SARATOGA
Legal Tract2970
Legal Lot Number20
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3004
Census Tract507401

Owner

12221 Viewoak Dr is owned by a company that acquired it in July 2022 and is owner-occupied.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordCompany Name on File
Mailing Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Intrafamily Transfer, Transfer
Oct 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2013 · Amount on File
Deed SaleMar 22, 2013 · Amount on File
Deed Document Number201322143243
Last Transfer DateJul 21, 2022
Transfer Doc0025413718
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateDec 8, 2022
Property Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234
Document Number0025413718
Map ReferenceMB 134 PG 54&55
Instrument DateJul 21, 2022
Instrument25413718
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024315802
DateOct 29, 2019
Instrument24315802
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address12221 VIEWOAK DR, SARATOGA, CA 95070-3234

Mortgage

Document Number0024734545
DateDec 4, 2020
Instrument24734545
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressGREAT BEND, KS 67530
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12221 Viewoak Dr was $22,949 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySaratoga City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,917,986 (+2%) Land $1,438,430 Building $479,556
2025$22,949.00 Homeowner's exemption$1,880,379 Land $1,410,226 Building $470,153
2023$22,177.00 (+0.9%) Homeowner's exemption$1,807,364 Land $1,355,466 Building $451,898
2022$21,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12221 Viewoak Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12221 Viewoak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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