12221 S Oneida St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 12221 S Oneida St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,482 sqft · built 1976
Lot Size	0.269 acres (11,731 sqft)
Owner	Trust Name on File
Last Sale	$91,000 (Aug 1994)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-55-635`

Property Details

APN / Parcel Number

Primary APN	`301-55-635`
Alternative APN	`301556355`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,731 sqft (0.269 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12221 S ONEIDA ST
City	PHOENIX
State	AZ
Zip	85044-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	AHWATUKEE FS 3 LOTS 1590 THROUGH 1716 & TRACT A MCR 182-36
Legal Range	4E
Legal Township	1S
Legal Section	18
Legal Subdivision	AHWATUKEE FS 3 LOTS 1590 THROUGH 1716 &
Legal Tract	A
Legal Lot Number	1628
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	116710

Owner

12221 S Oneida St is owner-occupied and held in a trust since May 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Trust Name on File
Mailing Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
May 16, 2022	Intrafamily Transfer, Transfer
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1994 · Amount on File
Deed Sale	Aug 25, 1994 · Amount on File
Deed Document Number	1994636639
Last Transfer Date	May 16, 2022
Transfer Doc	0000423799
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455258
Date	Apr 23, 2021
Instrument	20210455258

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116

Mortgage

Document Number	0000541794
Date	May 14, 2021
Instrument	20210541794

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194521
Date	Apr 17, 2023
Instrument	20230194521

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 16, 2022
Property Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Document Number	0000423799
Map Reference	MB 182 PG 36
Instrument Date	May 16, 2022
Instrument	20220423799
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12221 S ONEIDA ST, PHOENIX, AZ 85044-3116
Document Number	0000557920
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12221 S ONEIDA ST PHOENIX AZ 850443116, PHOENIX, AZ 85044-3116

Mortgage

Document Number	0000557920
Date	Jun 25, 2020
Instrument	557920

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12221 S Oneida St was $2,037.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,400 (+73.36%)	$394,000 (+2.44%) Land $78,800 Building $315,200
2025	$2,037.00	$22,727 (-45.8%)	$384,600 (-8.28%) Land $76,900 Building $307,700
2024		$41,930	$419,300 Land $83,800 Building $335,500
2023	$1,939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12221 S Oneida St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12221 S Oneida St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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