Ottawa County property record for 12220 White Pine Dr, Allendale, MI 49401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,337 sqft · built 1995 |
| Lot Size | 0.993 acres (43,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Jul 2013) |
| Tax Bill | $4,946 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-15-351-002 |
| Primary APN | 70-09-15-351-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,226 sqft |
| Unfinished Basement | 1,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 43,255 sqft (0.993 acres) |
| Lot Width | 154 ft Width |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12220 WHITE PINE DR |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 WHISPERING PINE RIDGE |
| Legal Range | 16W |
| Legal Township | 5N |
| Legal Section | 15 |
| Legal Subdivision | PINE RIDGE |
| Legal Block | 351 |
| Legal Lot Number | 7 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 24300 |
12220 White Pine Dr is owned and occupied by an individual who acquired it in January 2016.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12220 WHITE PINE DR, ALLENDALE, MI 49401-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit ADVENTURE CU |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit ADVENTURE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2013 · Amount on File |
| Deed Sale | Jul 1, 2013 · Amount on File |
| Deed Document Number | 201330479 |
| Last Transfer Date | Jan 20, 2016 |
| Transfer Doc | 20160003560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 12220 WHITE PINE DR, ALLENDALE, MI 49401-9603 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12220 WHITE PINE DR, ALLENDALE, MI 49401-9603 |
| Document Number | 20230009915 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-0009915 |
| Name | ADVENTURE CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 23, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 12220 WHITE PINE DR, ALLENDALE, MI 49401-9603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200056803 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0056803 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 12220 WHITE PINE DR, ALLENDALE, MI 49401-9603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190017716 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-0017716 |
| Name | ADVENTURE CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12220 White Pine Dr was $4,946 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,700 (+8.29%) | $491,400 (+8.29%) | |
| 2025 | $4,946.00 Homeowner's exemption | $226,900 | $453,800 |
| 2023 | $197,300 | $394,600 | |
| 2022 | $4,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12220 White Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12220 White Pine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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