12220 Belding Rd NE, Belding, MI 48809 Property Records

Kent County property record for 12220 Belding Rd NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 1988
Lot Size	4.68 acres (203,861 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 1998)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-12-15-100-026`

Property Details

APN / Parcel Number

Primary APN	`41-12-15-100-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	203,861 sqft (4.68 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12220 BELDING RD NE
City	BELDING
State	MI
Zip	48809-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	W 200 FT OF FOL DESC - W 3/4 SE 1/4 NW 1/4 EX THAT PART LYING NLY OF SLY LINE OF HWY M-44 RELOCATED * SEC 15 T8N R9W 4.68 A.
Legal Range	09W
Legal Township	08N
Legal Section	15
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1032
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12220 BELDING RD NE, BELDING, MI 48809-9351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 1998 · Amount on Record
Deed Sale	Jul 24, 1998 · Amount on Record
Deed Book / Page	4455 / 1027
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12220 BELDING RD NE, BELDING, MI 48809-9351
Document Number	0000013538
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12220 BELDING RD NE BELDING MI 488099351, BELDING, MI 48809-9351

Mortgage

Document Number	0000013538
Date	Feb 14, 2020
Instrument	13538

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,400 (+28.23%)	$438,800 (+28.23%)
2025	$3,303.00 (+21.7%)
2023		$171,100	$342,200
2019	$2,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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