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1222 Saddlemaker Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1222 Saddlemaker Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,346 sqft · built 1987
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$161,300 (Jul 2017)
Tax Bill$3,616 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA883000046

Property Details

APN / Parcel Number

Primary APNA883000046
Alternative APN
  • 3-157C-6172-00-0073.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,346 sqft Living Area
Gross Area3,068 sqft
1st Floor Area1,378 sqft
Basement Area1,290 sqft
Finished Basement968 sqft
Unfinished Basement322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
TerrainRolling
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883000046
Street Address1222 SADDLEMAKER DR
CitySAINT CHARLES
StateMO
Zip63304-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEBROOK #3 LOT 73
Legal SubdivisionSADDLEBROOK #3
Legal Lot Number73
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4000
Census Tract311124

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2017 · Amount on Record
Deed SaleJul 6, 2017 · Amount on Record
Prior SaleJan 11, 2016 · Amount on Record
Deed Document Number2017413970
Deed Book / Page6769 / 2162
Prior Transfer DateJun 24, 2017
Prior Transfer Doc0067692162
Record UpdatedJun 8, 2026

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJul 6, 2017
Property Address1222 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2424
Document Number0067692162
Book / Page6769 / 2162
Map ReferenceMB 26 PG 112
Instrument DateJun 24, 2017
Instrument20170706000413970
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTITLE365

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address122 SADDKEMAKER DR, 122, SAINT CHARLES, MO 63304

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 SADDKENAKER DR, SAINT CHARLES, MO 63304-2424

Mortgage

Document Number, 20170706000413980
DateJul 6, 2017
Instrument20170706000413980
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,616.00 (+9.31%)$60,915 (+10.12%)$320,605 (+10.12%) Land $65,000 Building $255,605
2024$3,308.00
2023$55,316
2022$291,139 Land $65,000 Building $226,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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