1222 S 96th Rd, Firth, NE 68358 Property Records

Gage County property record for 1222 S 96th Rd, Firth, NE 68358

Property Summary

Property Type	Rural Home
Details	2 bd · 2.75 ba · 1,814 sqft · built 1999
Lot Size	23 acres (1,002,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Nov 2023)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`004599100`

Property Details

APN / Parcel Number

Primary APN	`004599100`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Basement Area	1,814 sqft
Finished Basement	1,814 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	1,002,751 sqft (23 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	443 sqft
Deck Area	286 sqft
Utility Building	432 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1222 S 96TH RD
City	FIRTH
State	NE
Zip	68358-7573
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 1-6-7 BEG SW COR OF N 1/2 S 1/2 TH N650' E 1436' SE'LY 310.67' SE'LY 131.67'S 232.3' W'LY 1730' TO POB. 23.02 AC
Legal Range	07
Legal Township	06
Legal Section	01
Jurisdiction	GAGE NE
Township / Civil Division	NEMAHA
Census Block Group	1
Census Block	1006
Census Tract	964600

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
Sep 15, 2008	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Oct 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK
Nov 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU
Nov 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU
Nov 16, 2023	Deed, Transfer · FHA Mortgage LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	20233074
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0000002932
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	DC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600835
Date	Mar 27, 2026
Instrument	2026-00835

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.49%
Index	1-Year T-Bill
Margin	3
Max Rate	11.4%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002595
Date	Aug 12, 2020
Instrument	2020-02595

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200803426
Date	Sep 15, 2008
Instrument	2008-03426

Lender

Name	CITIBANK NA
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200903688
Date	Oct 30, 2009
Instrument	2009-03688

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	HARTINGTON, NE 68739

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	203 Months
Due	Sep 14, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303076
Date	Nov 16, 2023
Instrument	2023-03076

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303076
Date	Nov 16, 2023
Instrument	2023-03076

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GAGE NE
Recording Date	Nov 16, 2023
Property Address	1222 S 96TH RD, FIRTH, NE 68358-7573
Document Number	0202303074
Instrument Date	Oct 27, 2023
Instrument	2023-03074
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE AND ESCROW LLC, PLATINUM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202303075
Date	Nov 16, 2023
Instrument	2023-03075

Lender

Name	LIBERTY FIRST CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Nemaha Township
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,290 (+0.54%) Land $105,890 Building $546,400	$678,763 (+4.62%) Land $132,363 Building $546,400
2025	$5,401.00 (+12.45%)	$648,785 (+81.65%) Land $102,385 Building $546,400	$648,785 (+81.65%) Land $102,385 Building $546,400
2023	$4,803.00	$357,160 Land $68,675 Building $288,485	$357,160 Land $68,675 Building $288,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 88% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Rise Broadband Fixed Wireless	25 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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