Schenectady County and Rotterdam Town property record for 1222 Palma Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (May 2019) |
| Tax Bill | $5,734 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.7-10-18 |
| Primary APN | 422800 58.7-10-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 946 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 140 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 486 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1222 PALMA AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,DM,ROG PALMA 1 114 6.-451-11 |
| Legal Block | 10 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 33004 |
1222 Palma Ave is owned and occupied by two individuals who bought it in May 2019.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 20, 2019 | Warranty Deed, Transfer · VA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on File |
| Deed Sale | May 20, 2019 · Amount on File |
| Deed Document Number | 201921788 |
| Deed Book / Page | 2011 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Document Number | 0000028190 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 202528190 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Document Number | 0000007144 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5072/100 |
| Instrument | 202107144 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 20, 2019 |
| Property Address | 1222 PALMA AVE, SCHENECTADY, NY 12306-2828 |
| Document Number | 0000021788 |
| Book / Page | 2011 / 506 |
| Instrument Date | May 16, 2019 |
| Instrument | 201921788 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $872.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1222 PALMA AVE, 1222, SCHENECTADY, NY 12306-2828 |
| Name | Verified Name |
|---|---|
| Address | 2130 ROBINWOOD AVE, SCHENECTADY, NY 12306-4218 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021790 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 201921790 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 1222 Palma Ave was $5,734 with exemptions applied, up 2.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,734.00 (+2.65%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,586.00 | $190,000 Land $8,000 Building $182,000 | $292,300 Land $12,307 Building $279,993 |
| 2023 | $190,000 Land $8,000 Building $182,000 | $250,000 Land $10,526 Building $239,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1222 Palma Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1222 Palma Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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