1222 Mona Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 1222 Mona Pl, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,870 sqft · built 1968
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Apr 2019)
Tax Bill$8,817 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN492-630-18-00

Property Details

APN / Parcel Number

Primary APN492-630-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,870 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area11,200 sqft (0.257 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1222 MONA PL
CityEL CAJON
StateCA
Zip92020-7239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 51 POR TR 005738
Legal SubdivisionBAART VILLAGE
Legal Tract005738
Legal Block2
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 MONA PL, EL CAJON, CA 92020-7239
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANNER BANK
Dec 6, 2019Quit Claim Deed, Transfer · Conventional with PMI
QUICKEN LNS
May 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 17, 2019Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2019 · Amount on Record
Deed SaleApr 17, 2019 · Amount on Record
Prior SaleMar 30, 1990 · Amount on Record
Deed Document Number2019138895
Last Transfer DateNov 12, 2019
Transfer Doc0000567637
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1222 MONA PL, EL CAJON, CA 92020-7239
Transaction TypeMortgage
Record UpdatedNov 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 MONA PL, EL CAJON, CA 92020-7239

Mortgage

Document Number0000734858
DateOct 21, 2021
Instrument2021-0734858
Lender
NameBANNER BANK
TypeBank
AddressEL CAJON, CA 92020
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 6, 2019
Property Address1222 MONA PL, EL CAJON, CA 92020-7239
Document Number0000567637
Instrument DateNov 12, 2019
Instrument567637
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1222 MONA PL EL CAJON CA 920207239, EL CAJON, CA 92020-7239

Mortgage

Document Number567638
DateDec 6, 2019
Instrument567638
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 5, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2019
Property Address1222 MONA PL, EL CAJON, CA 92020-7239
Document Number0000201356
Instrument DateMay 28, 2019
Instrument201356
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1222 MONA PL EL CAJON CA 920207239, EL CAJON, CA 92020-7239

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2019
Property Address1222 MONA PL, EL CAJON, CA 92020-7239
Document Number0000138895
Instrument DateMar 19, 2019
Instrument138895
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1222 MONA PL EL CAJON CA 920207239, EL CAJON, CA 92020-7239

Mortgage

Document Number138896
DateApr 17, 2019
Instrument138896
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$625,800 (+2%) Land $284,453 Building $341,347
2025$8,817.00 (+6.2%) Homeowner's exemption$613,530 (+4.04%) Land $278,876 Building $334,654
2023$8,302.00 (+2.95%) Homeowner's exemption$589,708 Land $268,048 Building $321,660
2022$8,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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