1222 Lower Mill Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1222 Lower Mill Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,652 sqft · built 1978
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Apr 2010)
Tax Bill	$1,084 (2025)
Flood Zone	Zone AE (high risk)
APN	`091K B 003.01`

Property Details

APN / Parcel Number

Primary APN	`091K B 003.01`
Alternative APN	`0000021701`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Lot Dimensions	440 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000021701
Old Parcel Number	091K B 00301
Street Address	1222 LOWER MILL RD
City	HIXSON
State	TN
Zip	37343-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 F SEAGLE BENDER SUB PB31 PG305
Legal Subdivision	F SEAGLE BENDER SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1012
Census Tract	10431

Owner

1222 Lower Mill Rd is owned and occupied by an individual who bought it in April 2010.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1222 LOWER MILL RD, HIXSON, TN 37343-2936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2010 · Amount on File
Deed Sale	Apr 28, 2010 · Amount on File
Prior Sale	Feb 28, 2002 · Amount on File
Deed Document Number	2010042800169
Deed Book / Page	9155 / 650
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Lower Mill Rd was $1,084, up 4.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+4.53%)	$71,550 (+54.29%)	$286,200 (+54.29%) Land $80,000 Building $206,200
2024	$1,037.00	$46,375 (-)	$185,500 (-) Land $61,800 Building $123,700
2023	$1,037.00	$46,375 (-)	$185,500 (-) Land $61,800 Building $123,700
2022	$1,037.00	$46,375	$185,500 Land $61,800 Building $123,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1222 Lower Mill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	36 (1979–2020)
Claims Outside the SFHA	17 of 36
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Lower Mill Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20