Hamilton County property record for 1222 Laredo Ave, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,416 sqft · built 1958 |
| Lot Size | 0.238 acres (10,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $143,000 (Jan 2025) |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E D 020 |
| Primary APN | 168E D 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,400 sqft (0.238 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109109 |
|---|---|
| Street Address | 1222 LAREDO AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 17 BLK C CHEROKEE ESTATE REV PB19 PG33 |
| Legal Subdivision | CHEROKEE ESTATES |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11800 |
Source: Hamilton County records · APN 168E D 020
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 899 W 12TH ST, CHICKAMAUGA, GA 30707-1637 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 09, 2025 | Warranty Deed, Transfer MOUNTAIN VALLEY BANK LLC |
| Jan 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jan 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jan 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2025 · Amount on Record |
| Deed Sale | Jan 09, 2025 · Amount on Record |
| Prior Sale | Jan 27, 2022 |
| Deed Document Number | 2025010900105 |
| Deed Book / Page | 13809 / 949 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 09, 2025 |
| Property Address | 1222 LAREDO AVE, CHATTANOOGA, TN 37412-1512 |
| Document Number | 0000000105 |
| Book / Page | 13809 / 949 |
| Map Reference | MB 19 PG 33 |
| Instrument Date | Dec 13, 2024 |
| Instrument | 2025010900105 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 W 12TH ST, CHICKAMAUGA, GA 30707-1637 |
| Investor | Possibly a Property Investor |
| Document Number | 0013809952 |
|---|---|
| Date | Jan 09, 2025 |
| Instrument | 13809/952 |
| Name | MOUNTAIN VALLEY BANK LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1222 LAREDO AVE, CHATTANOOGA, TN 37412-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000133 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 11259/681 |
| Instrument | 2018013000133 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1222 LAREDO AVE, CHATTANOOGA, TN 37412-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000132 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 11259/672 |
| Instrument | 2018013000132 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 18, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 27, 2022 |
| Property Address | 1222 LAREDO AVE, CHATTANOOGA, TN 37412-1512 |
| Document Number | 0000000101 |
| Book / Page | 12824 / 413 |
| Map Reference | MB 19 PG 33 |
| Instrument Date | Jan 24, 2021 |
| Instrument | 2022012700101 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 LAREDO AVE, CHATTANOOGA, TN 37412-1512 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+9.6%) | $56,525 (+61.73%) | $226,100 (+61.73%) Land $50,000 Building $176,100 |
| 2024 | $781.00 (-36.35%) | $34,950 (-) | $139,800 (-) Land $40,000 Building $99,800 |
| 2023 | $1,227.00 | $34,950 (-) | $139,800 (-) Land $40,000 Building $99,800 |
| 2022 | $1,227.00 | $34,950 | $139,800 Land $40,000 Building $99,800 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 348 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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