Winnebago County property record for 1222 Lake Summerset Rd, Davis, IL 61019
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (May 2021) |
| Tax Bill | $6,776 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-203-042 |
| Primary APN | 05-06-203-042 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 1222 LAKE SUMMERSET RD |
|---|---|
| City | DAVIS |
| State | IL |
| Zip | 61019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1222 |
| Legal Subdivision | CORRECTED FINAL PLAT 2 |
| Legal Lot Number | 1222 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | LAONA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4100 |
1222 Lake Summerset Rd is owned by two individuals who bought it in May 2021.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1211 EDMER AVE, OAK PARK, IL 60302-1133 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on File |
| Deed Sale | May 13, 2021 · Amount on File |
| Deed Document Number | 202116862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 13, 2021 |
| Property Address | 1222 LAKE SUMMERSET RD, DAVIS, IL 61019 |
| Document Number | 0000016862 |
| Map Reference | PB 32 PG 262 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2116862 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1211 EDMER AVE, OAK PARK, IL 60302-1133 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016863 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2116863 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1222 LAKE SUMMERSET RD, DAVIS, IL 61019 |
| Document Number | 0001032260 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1222 LAKE SUMMERSET RD DAVIS IL 61019, DAVIS, IL 61019 |
| Document Number | 0001032260 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 1032260 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 1222 Lake Summerset Rd was $6,776.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Laona Township |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,776.00 | $97,608 Land $2,526 Building $95,082 | $292,824 Land $7,578 Building $285,246 |
| 2022 | $66,724 Land $1,744 Building $64,980 | $200,172 Land $5,232 Building $194,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1222 Lake Summerset Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1222 Lake Summerset Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LiteWire.
5G (outdoors only) and 4G LTE
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