1222 George St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1222 George St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,322 sqft · built 1925
Lot Size0.351 acres (15,300 sqft)
OwnerIndividual Name on File
Last Sale$77,500 (Sep 2015)
Tax Bill$6,844 (2026)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.71-2-26

Property Details

APN / Parcel Number

Primary APN421500 49.71-2-26
Alternative APN
  • 150004907100020260000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,322 sqft Total Area
1st Floor Area1,127 sqft
2nd Floor Area1,195 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,300 sqft (0.351 acres)
Lot Dimensions170 ft deep x 90 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1222 GEORGE ST
CitySCHENECTADY
StateNY
Zip12303-1904
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionPT 98 99 13O 131 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3007
Census Tract21500

Owner

1222 George St, a duplex, is owned and occupied by an individual who bought it in September 2015.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1222 GEORGE ST, SCHENECTADY, NY 12303-1904
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Aug 15, 2019Deed of Trust, Mortgage
SUNMARK FCU
May 1, 2017Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2015 · Amount on File
Deed SaleSep 28, 2015 · Amount on File
Prior SaleSep 8, 2015 · Amount on File
Deed Document Number201544344
Deed Book / Page1922 / 994
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1222 GEORGE ST, SCHENECTADY, NY 12303-1904
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036566
DateAug 15, 2019
Book Page4931/591
Instrument201936566
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 15, 2039

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1222 GEORGE ST, SCHENECTADY, NY 12303-1904
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036567
DateAug 15, 2019
Book Page4931/608
Instrument201936567
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount on Record

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1222 GEORGE ST, SCHENECTADY, NY 12303-1904
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019299
DateMay 1, 2017
Book Page4757/733
Instrument201719299
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueApr 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1222 George St was $6,844, up 3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,844.00 (+3.03%)
2025$6,643.00$115,700 Land $17,400 Building $98,300$191,588 Land $28,813 Building $162,775
2023$115,700 (-) Land $17,400 Building $98,300$146,456 (+3.8%) Land $22,025 Building $124,431
2022$115,700 Land $17,400 Building $98,300$141,098 Land $21,220 Building $119,878
2021$6,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1222 George St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1222 George St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on George St

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