1222 Garrard St, Covington, KY 41011 Property Records

Kenton County property record for 1222 Garrard St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1910
Lot Size	0.052 acres (2,250 sqft)
Owner	Company Name on File
Tax Bill	$630 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-42-04-001.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-04-001.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,584 sqft Finished Area
Gross Area	1,712 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	100 ft deep x 22.5 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1222 GARRARD ST
City	COVINGTON
State	KY
Zip	41011-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS & WHEELER PT LOT 4 22.5'X 100'
Legal Subdivision	ADAMS & WHEELER
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1222 Garrard St is owned by a company that acquired it in July 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1222 GARRARD ST, COVINGTON, KY 41011-3502
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 15, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022
Deed Sale	Jul 27, 2022
Deed Document Number	2022397
Deed Book / Page	179 / 611
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0000000397
Record Updated	Oct 29, 2026

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Mar 15, 2023
Property Address	1222 GARRARD ST, COVINGTON, KY 41011-3502
Document Number	0005900141
Book / Page	KC 218 / 18
Instrument Date	Mar 15, 2023
Instrument	23031505900141
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BUSH ST, COVINGTON, KY 41011-3228

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Mar 15, 2023
Property Address	1222 GARRARD ST, COVINGTON, KY 41011-3502
Document Number	0005900142
Book / Page	KC 218 / 21
Instrument Date	Mar 15, 2023
Instrument	23031505900142
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 BUSH ST, COVINGTON, KY 41011-3227

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Garrard St was $630.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+170.59%) Land $10,000 Building $118,800	$128,800 (+170.59%) Land $10,000 Building $118,800
2025	$630.00	$47,600 Land $5,000 Building $42,600	$47,600 Land $5,000 Building $42,600
2023	$634.00	$47,600 Land $5,000 Building $42,600	$47,600 Land $5,000 Building $42,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1222 Garrard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1222 Garrard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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