1222 Eagle Ln, Grafton, IL 62037 Property Records

Jersey County property record for 1222 Eagle Ln, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 2016
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,592 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-087-004-00`

Property Details

APN / Parcel Number

Primary APN	`08-087-004-00`
Alternative APN	`087-004-00`

Interior

Stories	1 Story
Building Area	1,602 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	39,640 sqft (0.91 acres)

Location & Zoning

Account Number	087-004-00
Street Address	1222 EAGLE LN
City	GRAFTON
State	IL
Zip	62037-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO EAGLE VIEW RIDGE LOT 4 NO SALES 2016 1STY/BSMT 1602SQ
Legal Subdivision	FIRST ADDITION TO EAGLE VIEW RIDGE OF GR
Legal Lot Number	4
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1045
Census Tract	10500

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 EAGLE LN, GRAFTON, IL 62037-1298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit GCS CREDIT UNION
Apr 17, 2017	Deed of Trust, Mortgage · VA Mortgage CARROLLTON BANK
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	1222 EAGLE LN, GRAFTON, IL 62037-1298
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200167423
Date	Mar 8, 2022
Instrument	202200167423

Lender

Name	GCS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	73 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	1222 EAGLE LN, GRAFTON, IL 62037-1298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2055/199
Date	Apr 17, 2017
Book Page	2055/199
Instrument	201700149368

Lender

Name	CARROLLTON BANK
Type	Bank
Address	JERSEYVILLE, IL 62052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	1222 EAGLE LN, GRAFTON, IL 62037-1298
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000159593
Date	May 8, 2020
Instrument	202000159593

Lender

Name	HOME LOAN EXPERT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate	3.63%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,592.00 (+7%)	$92,500 (+25.79%) Land $15,905 Building $76,595	$277,500 (+25.79%) Land $47,715 Building $229,785
2024	$5,226.00 (+5.81%)
2022	$4,939.00 Homeowner's exemption	$73,535 Land $12,645 Building $60,890	$220,605 Land $37,935 Building $182,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grafton Technologies DSL	50 / 50

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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