1222 E Monroe Rd, Midland, MI 48642 Property Records

Midland County property record for 1222 E Monroe Rd, Midland, MI 48642 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,590 sqft · built 1998
Lot Size	8.08 acres (351,965 sqft)
Owner	2 Company Names on File
Last Sale	$495,000 (Sep 2025)
Tax Bill	$5,177 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110-026-200-170-00`

Property Details

APN / Parcel Number

Primary APN	`110-026-200-170-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,590 sqft Living Area
1st Floor Area	1,727 sqft
Basement Area	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Lot Area	351,965 sqft (8.08 acres)
Lot Dimensions	278 ft deep x 140 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1222 E MONROE RD
City	MIDLAND
State	MI
Zip	48642-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T15N R1E COM 265 FT W OF N 1/4 COR, TH W 140 FT, S 666 FT, S 25D 22M E 740.25 FT, E 97 FT, N 1009.86 FT, W 265 FT, N 329 FT.
Legal Range	01E
Legal Township	15N
Legal Section	26
Jurisdiction	MIDLAND MI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2010
Census Tract	291103

Owner

Source: Midland County records · APN 110-026-200-170-00

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage LSI FINANCIAL GROUP
Mar 06, 2023	Deed of Trust, Mortgage · Line of Credit DOW CU
Nov 14, 2025	Intrafamily Transfer, Transfer
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage HFG HOLDINGS INC
Jun 02, 2025	Divorce Transfer, Transfer · Conventional Mortgage DOW CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Sep 01, 2011 · Amount on Record
Deed Document Number	20258188
Deed Book / Page	2025 / 8188
Prior Transfer Date	May 21, 2025
Prior Transfer Doc	2025R04881
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Apr 02, 2026
Property Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Document Number	0000003199
Book / Page	2026 / 3199
Instrument Date	Mar 27, 2026
Instrument	20263199
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

Mortgage

Document Number	0000003199,
Date	Apr 02, 2026
Book Page	2026/3199
Instrument	20263199

Lender

Name	LSI FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

Mortgage

Document Number	001663/481
Date	Mar 06, 2023
Book Page	1663/481

Lender

Name	DOW CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 14, 2025
Property Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Document Number	2025R10181
Instrument Date	Nov 05, 2025
Instrument	2025R-10181
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 15, 2025
Property Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Document Number	2025R08188
Instrument Date	Sep 12, 2025
Instrument	2025R-08188
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 E LETTS RD, MIDLAND, MI 48642-9472

Mortgage

Document Number	2025R08189
Date	Sep 15, 2025
Instrument	2025R-08189

Lender

Name	HFG HOLDINGS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

June 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 02, 2025
Property Address	1222 E MONROE RD, MIDLAND, MI 48642-9410
Document Number	2025R04881
Instrument Date	May 21, 2025
Instrument	2025R-04881
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5011 RUSSELL ST APT 6, 6, MIDLAND, MI 48640-2873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 E MONROE RD, MIDLAND, MI 48642-9410

Mortgage

Document Number	2025R04882
Date	Jun 02, 2025
Instrument	2025R-04882

Lender

Name	DOW CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2045

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lincoln Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,700	$471,400
2024	$5,177.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112911032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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