McKean County property record for 1222 E Main St, Bradford, PA 16701
| Property Type | Single Family Home |
|---|---|
| Details | 1,178 sqft · built 1946 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,660 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-017.-100.00 |
| Primary APN | 21-017.-100.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,178 sqft Total Area |
|---|
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 1222 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0538-0376 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | FOSTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 420500 |
1222 E Main St is owned and occupied by an individual who acquired it in February 2024.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit HAMLIN BANK & TRUST COMPANY |
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HIGH POINT FCU |
| Feb 16, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 001054/254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000982/257 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 982/257 |
| Instrument | 202102597 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BRADFORD, PA 16701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
| Document Number | 001094/534 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 1094/534 |
| Instrument | 202503311 |
| Name | HIGH POINT FCU |
|---|---|
| Type | Credit Union |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Feb 16, 2024 |
| Property Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
| Document Number | 001054/254 |
| Book / Page | 1054 / 254 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 202400468 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 E MAIN ST, BRADFORD, PA 16701-3222 |
The 2026 property tax bill for 1222 E Main St was $1,660.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Foster Township |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,660.00 | $40,890 (-) Land $12,000 Building $28,890 | |
| 2025 | $1,660.00 (+3.17%) | $40,890 (-) Land $12,000 Building $28,890 | |
| 2024 | $1,609.00 | $40,890 Land $12,000 Building $28,890 | |
| 1998 | $40,890 Land $12,000 Building $28,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1222 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1984–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1222 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Apr 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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