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1222 Cullen Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1222 Cullen Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 952 sqft · built 1900
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Oct 2024)
Tax Bill$5,837 (2026)
Deeds & MortgagesDec 2025 Transfer
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 40.22-2-2

Property Details

APN / Parcel Number

Primary APN421500 40.22-2-2
Alternative APN
  • 150004002200020020000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area232 sqft
AtticAttic
Attic Area232 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Pool TypeAbove-Ground Pool
Pool Area452 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1222 CULLEN AVE
CitySCHENECTADY
StateNY
Zip12309-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description447 1X WOOD
Legal Block2
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2014
Census Tract20102

Owner

1222 Cullen Ave is owned and occupied by an individual who acquired it in November 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1222 CULLEN AVE, SCHENECTADY, NY 12309-3606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Intrafamily Transfer, Transfer
Jan 27, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES FCU
Nov 13, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2024 · Amount on File
Deed SaleOct 28, 2024 · Amount on File
Prior SaleJan 27, 2022 · Amount on File
Deed Document Number202464556
Deed Book / Page2140 / 751
Last Transfer DateNov 4, 2025
Transfer Doc0000029652
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2025
Property Address1222 CULLEN AVE, SCHENECTADY, NY 12309-3606
Document Number0000029652
Instrument DateDec 18, 2025
Instrument202529652
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 CHERRY LN, SCOTIA, NY 12302-4405

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 CULLEN AVE, SCHENECTADY, NY 12309-3606

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 27, 2022
Property Address1222 CULLEN AVE, SCHENECTADY, NY 12309-3606
Document Number0000004508
Book / Page2077 / 343
Instrument DateJan 10, 2022
Instrument202204508
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1222 CULLEN AVE, 1222, SCHENECTADY, NY 12309-3606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressLOB SHERIDAN VILLAGE #4 # 4, 4, SCHENECTADY, NY 12308

Mortgage

Document Number0000004514
DateJan 27, 2022
Instrument202204514
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateNov 13, 2019
Property Address1222 CULLEN AVE, SCHENECTADY, NY 12309-3606
Document Number0000051252
Book / Page002024 / 000151
Instrument DateNov 13, 2019
Instrument51252
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 CULLEN AVE SCHENECTADY NY 123093606, SCHENECTADY, NY 12309-3606

Tax Assessment & Valuation

The 2026 property tax bill for 1222 Cullen Ave was $5,837, up 22.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,837.00 (+22.6%)
2025$4,761.00$116,400 (+25.16%) Land $14,000 Building $102,400$192,747 (+41.87%) Land $23,183 Building $169,564
2024$93,000 (-) Land $14,000 Building $79,000$135,866 (+15.41%) Land $20,453 Building $115,413
2023$93,000 (-) Land $14,000 Building $79,000$117,722 (+3.8%) Land $17,722 Building $100,000
2022$93,000 Land $14,000 Building $79,000$113,415 Land $17,073 Building $96,342
2021$4,531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1222 Cullen Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Cullen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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