Kenton County property record for 1222 Clark St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 660 sqft · built 1903 |
| Lot Size | 0.034 acres (1,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (Apr 2024) |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-32-14-010.00 |
| Primary APN | 040-32-14-010.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Finished Area |
| Gross Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Stone |
| Lot Area | 1,489 sqft (0.034 acres) |
| Lot Dimensions | 69.9 ft deep x 21.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1222 CLARK ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKS PT LOT 22 21.25'X 69.9' NS CLARK 279' W HIGHWAY |
| Legal Subdivision | CLARKS LOT 31 |
| Legal Lot Number | 22 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 63800 |
1222 Clark St is owned by two individuals who acquired it in January 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 CEDAR CREST LN, CINCINNATI, OH 45230-3723 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed, Transfer · Line of Credit SWIFT HOME LOANS INC |
| Aug 23, 2023 | Warranty Deed, Transfer GRADY COLLINS |
| Jan 7, 2021 | Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Prior Sale | Aug 23, 2023 · Amount on File |
| Deed Document Number | 202410 |
| Deed Book / Page | 278 / 189 |
| Last Transfer Date | Jan 13, 2025 |
| Transfer Doc | 0005900131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 8, 2024 |
| Property Address | 1222 CLARK ST, COVINGTON, KY 41011-1014 |
| Document Number | 0005900010 |
| Book / Page | KC 278 / 189 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 24040805900010 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10910 PLEASANT RENNER RD, GOSHEN, OH 45122-9621 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 11733, NEWARK, NJ 07101-4733 |
| Mail Care Of | UNITED WHOLESALE MORTGAGE |
| Document Number | 0005900011 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 24040805900011 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0005900011 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | KCM 538/809 |
| Instrument | 24040805900011 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 23, 2023 |
| Property Address | 1222 CLARK ST, COVINGTON, KY 41011-1014 |
| Document Number | 0005900001 |
| Book / Page | KC 242 / 935 |
| Map Reference | PL 42 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 23082305900001 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29525 TIMBERVIEW DRIVE, CINCINNATI, OH 45211 |
| Name | Verified Name |
|---|---|
| Address | 10910 PLEASANT RENNER RD, GOSHEN, OH 45122-9621 |
| Document Number | 0005900002 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | KCM 486/288 |
| Instrument | 23082305900002 |
| Name | GRADY COLLINS |
|---|---|
| Type | Private Party |
| Address | 1222 CLARK ST, COVINGTON, KY 41011 |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Jan 31, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 7, 2021 |
| Property Address | 1222 CLARK ST, COVINGTON, KY 41011-1014 |
| Document Number | 0000000203 |
| Book / Page | 000065 / 000267 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 203 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2977 TIMBERVIEW DR CINCINNATI OH 452111918, CINCINNATI, OH 45211-1918 |
The 2025 property tax bill for 1222 Clark St was $1,404.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,000 (-) Land $10,000 Building $96,000 | $106,000 (-) Land $10,000 Building $96,000 | |
| 2025 | $1,404.00 | $106,000 Land $5,000 Building $101,000 | $106,000 Land $5,000 Building $101,000 |
| 2023 | $1,078.00 (+0.75%) | $81,000 (-) Land $5,000 Building $76,000 | $81,000 (-) Land $5,000 Building $76,000 |
| 2022 | $1,070.00 | $81,000 Land $5,000 Building $76,000 | $81,000 Land $5,000 Building $76,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1222 Clark St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1222 Clark St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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