1222 Chestnut St, Waco, TX 76704 Property Records

McLennan County property record for 1222 Chestnut St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Sep 2025)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-043400-011100-0`

Property Details

APN / Parcel Number

Primary APN	`48-043400-011100-0`
Alternative APNs	`4804340001110000111` `195784`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Porch Area	156 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1222 CHESTNUT ST
City	WACO
State	TX
Zip	76704-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEISMAN J & COMPANY LOT 11 BLOCK 7 ACRES .163
Legal Subdivision	WEISMAN J & COMPANY
Legal Block	7
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2027
Census Tract	1500

Owner

1222 Chestnut St is owned by two individuals who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10240 MARIGOLD RD, WACO, TX 76708-6154
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Vendor's Lien, Transfer · Line of Credit CENTRAL NATIONAL BANK
Oct 14, 2020	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Oct 22, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Jul 11, 2019	Loan Modification, Mortgage FIRST NAT'L BK
Mar 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Mar 2, 2018	Grant Deed, Mortgage FIRST NAT'L BK/MCGREGOR
Jul 6, 2017	Warranty Deed, Transfer FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	202527254
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	0000039630
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 5, 2020
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Document Number	0000039630
Map Reference	VOL 100 PG 267
Instrument Date	Nov 4, 2020
Instrument	2020039630
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 21481, WACO, TX 76702-1481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 606, WACO, TX 76703-0606

Mortgage

Document Number	0000039631
Date	Nov 5, 2020
Instrument	2020039631

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Document Number	0000043443
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000043443
Date	Dec 7, 2020
Instrument	43443

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 6, 2040

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 22, 2019
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Document Number	0000035299
Instrument Date	Oct 15, 2019
Instrument	35299
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000035299
Date	Oct 22, 2019
Instrument	35299

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Document Number	0000024689
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3313 FERNDALE DR WACO TX 767064254, WACO, TX 76706-4254

Mortgage

Document Number	0000024689
Date	Jul 26, 2019
Instrument	24689

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Term	240 Months
Due	Jul 25, 2039

Interest

Rate	6.75%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 2, 2018
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Instrument Date	Jan 25, 2018
Instrument	6935
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000006935
Date	Mar 2, 2018
Instrument	6935

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2019

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 2, 2018
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Instrument Date	Jan 25, 2018
Instrument	6933
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000006933
Date	Mar 2, 2018
Instrument	6933

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	PO BOX 387, MC GREGOR, TX 76657-0387

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 6, 2017
Property Address	1222 CHESTNUT ST, WACO, TX 76704-2345
Document Number	0000021830
Instrument Date	Jun 30, 2017
Instrument	21830
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	21832
Date	Jul 6, 2017
Instrument	21832

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Chestnut St was $2,290, up 19.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,934 (+48.13%) Land $13,845 Building $137,089	$150,934 (+31.01%) Land $13,845 Building $137,089
2025	$2,290.00 (+19.58%)	$101,892 Land $12,570 Building $102,640	$115,210 Land $12,570 Building $102,640
2024	$1,915.00
2023		$94,250 Land $12,570 Building $81,680	$94,250 Land $12,570 Building $81,680
2022	$2,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1222 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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