1222 Cedar Dr, Wood River, IL 62095 Property Records

Madison County property record for 1222 Cedar Dr, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,572 sqft · built 1979
Lot Size	0.196 acres (8,544 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 2003)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2020 Mortgage + 2 more
APN	`19-2-08-22-05-101-008`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-22-05-101-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,544 sqft (0.196 acres)
Lot Dimensions	106 ft deep x 80 ft wide
Garage Type	Attached
Pool Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1222 CEDAR DR
City	WOOD RIVER
State	IL
Zip	62095-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST WOOD SECOND ADD LOT 161 80X106.8 IRR
Legal Subdivision	EAST WOOD SECOND ADDN
Legal Lot Number	161
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1010
Census Tract	401102

Owner

1222 Cedar Dr is owned and occupied by two individuals who bought it in December 2003.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1222 CEDAR DR, WOOD RIVER, IL 62095-1376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Feb 5, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2003 · Amount on File
Deed Sale	Dec 24, 2003 · Amount on File
Deed Document Number	200396630
Deed Book / Page	4626 / 2264
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1222 CEDAR DR, WOOD RIVER, IL 62095-1376
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006982
Date	Mar 1, 2022
Instrument	2022R06982

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1222 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000003413
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1222 CEDAR DR WOOD RIVER IL 620951376, WOOD RIVER, IL 62095-1376

Mortgage

Document Number	0000003413
Date	Jan 29, 2020
Instrument	3413

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate	4.62%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1222 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000004646
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1222 CEDAR DR WOOD RIVER IL 620951376, WOOD RIVER, IL 62095-1376

Mortgage

Document Number	0000004646
Date	Feb 12, 2019
Instrument	4646

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Interest

Rate	5.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1222 CEDAR DR, WOOD RIVER, IL 62095-1376
Document Number	0000040793
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1222 CEDAR DR WOOD RIVER IL 620951376, WOOD RIVER, IL 62095-1376

Mortgage

Document Number	0000040793
Date	Dec 5, 2017
Instrument	40793

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Cedar Dr was $6,361 with a homeowner's exemption, up 10.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,361.00 (+10.92%)	$72,900 Land $5,920 Building $66,980	$218,700 Land $17,760 Building $200,940
2024	$5,735.00
2022	$5,112.00	$57,890 Land $4,700 Building $53,190	$173,844 Land $14,114 Building $159,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1222 Cedar Dr; 44 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile, Wisper ISP.

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