Delta County property record for 1222 3rd St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,417 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Aug 2026) |
| Tax Bill | $1,333 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008489 |
| Primary APN | R008489 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,417 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R008489 |
|---|---|
| Street Address | 1222 3RD ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1222 3RD ST PAONIA 81428 S: 5 T: 14S R: 91W SUBDIVISION: HAMMONDS ADD PA BLOCK: 1 LOT: 1 THRU:- LOT: 3 TOTAL 0.21 AC+- LOT 1 THRU 3 BLK 1 HAMMONDS ADD. SEC 5 T14S R91W 6PM BK 441 PG 99 (R-344553) BK 453 PG 1658 (R-360829) BK 491 PG 656 (R-391493) BK |
| Legal Subdivision | HAMMONDS ADD PA |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 964600 |
Source: Delta County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 11, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Apr 5, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 2026769450 |
| Prior Transfer Date | Apr 1, 2024 |
| Prior Transfer Doc | 0000752269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 11, 2026 |
| Property Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Document Number | 0000769450 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026769450 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,454.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Investor | Possibly a Property Investor |
| Document Number | 0000769451, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 2026769451 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 5, 2024 |
| Property Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Document Number | 0000752269 |
| Map Reference | DOC 537076 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 752269 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 287 DALTON CANYON RD, PECOS, NM 87552-2517 |
| Name | Verified Name |
|---|---|
| Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Document Number | 0000752270 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 752270 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 15, 2023 |
| Property Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Document Number | 0000745239 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 745239 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 3RD ST, PAONIA, CO 81428-8442 |
| Document Number | 0000745240 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 745240 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,333.00 (+57.94%) | $17,825 (+54.7%) Land $6,625 Building $11,200 | $285,194 (+65.85%) Land $106,000 Building $179,194 |
| 2024 | $844.00 (+16.25%) | $11,522 (+11.37%) Land $3,046 Building $8,476 | $171,964 (-) Land $45,460 Building $126,504 |
| 2023 | $726.00 (+2.98%) | $10,346 (+5.99%) Land $2,964 Building $7,382 | $171,964 (+22.45%) Land $45,460 Building $126,504 |
| 2022 | $705.00 | $9,761 Land $2,433 Building $7,328 | $140,435 Land $35,000 Building $105,435 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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