12218 Morrish Rd, Clio, MI 48420 Property Records

Genesee County property record for 12218 Morrish Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1997
Lot Size	10.2 acres (446,229 sqft)
Owner	Individual Name on Record
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-300-022`

Property Details

APN / Parcel Number

Primary APN	`13-13-300-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Foundation Type	Raised
Lot Area	446,229 sqft (10.2 acres)
Lot Dimensions	1,340 ft deep x 333 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12218 MORRISH RD
City	CLIO
State	MI
Zip	48420-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF-RESID F
Legal Description	A PARCEL OF LAND BEG S 0 DEG 01 MIN 24 SEC E 330 FT FROM W 1/4 COR OF SEC TH N 89 DEG 52 MIN 52 SEC E 1338.86 FT TH S 0 DEG
Legal Range	05E
Legal Township	09N
Legal Section	13
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3032
Census Tract	12601

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12218 MORRISH RD, CLIO, MI 48420-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jan 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12218 MORRISH RD, CLIO, MI 48420-9423
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 MORRISH RD, CLIO, MI 48420-9423

Mortgage

Document Number	0000003767
Date	Jul 29, 2025
Instrument	202507290003767

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12218 MORRISH RD, CLIO, MI 48420-9423
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000605
Date	Jan 3, 2021
Instrument	202101030000605

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	139 Months
Due	Aug 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12218 MORRISH RD, CLIO, MI 48420-9423
Document Number	0000071207
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12218 MORRISH RD CLIO MI 484209423, CLIO, MI 48420-9423

Mortgage

Document Number	0000071207
Date	Nov 14, 2017
Instrument	71207

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2032

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Montrose Charter Township
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,100 (-10.33%)	$196,200 (-10.33%)
2025	$2,016.00 (+2.86%) Homeowner's exemption	$109,400 (+18.53%)	$218,800 (+18.53%)
2024	$1,960.00 (+13.29%)
2023		$92,300	$184,600
2021	$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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