12218 E 28th St, Tulsa, OK 74129 Property Records

Tulsa County property record for 12218 E 28th St, Tulsa, OK 74129

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 1985
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (May 2021)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46860-94-17-39700`

Property Details

APN / Parcel Number

Primary APN	`46860-94-17-39700`
Alternative APN	`R46860941739700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R46860941739700
Street Address	12218 E 28TH ST
City	TULSA
State	OK
Zip	74129-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 8 BLK 7
Legal Range	14E
Legal Township	19N
Legal Section	17
Legal Subdivision	WHISPERING MEADOWS
Legal Block	7
Legal Lot Number	8
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	4
Census Block	4007
Census Tract	7306

Owner

Source: Tulsa County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 S 138TH EAST AVE, TULSA, OK 74108-2719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 17, 2021	Intrafamily Transfer, Transfer
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 6, 2020	Loan Modification, Mortgage · FHA Mortgage STANWICH MTG LN TR E
Nov 27, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jun 6, 2002 · Amount on Record
Deed Document Number	202160512
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000095889
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	Jun 22, 2026
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Document Number	0000056989
Instrument Date	Jun 8, 2026
Instrument	202656989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 E 28TH ST, TULSA, OK 74129-8234

Mortgage

Document Number	0000056989,
Date	Jun 22, 2026
Instrument	202656989

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 E 28TH ST, TULSA, OK 74129-8234

Mortgage

Document Number	0000013678
Date	Feb 26, 2024
Instrument	2024013678

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULSA OK
Recording Date	Aug 17, 2021
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Document Number	0000095889
Instrument Date	Aug 17, 2021
Instrument	2021095889
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12218 E 28TH ST, TULSA, OK 74129-8234

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 25, 2021
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Document Number	0000060512
Map Reference	PL 3881
Instrument Date	May 14, 2021
Instrument	2021060512
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 E 28TH ST, TULSA, OK 74129-8234

Mortgage

Document Number	0000060513
Date	May 25, 2021
Instrument	2021060513

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TULSA OK
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Document Number	0000053235
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 E 28TH ST TULSA OK 741298234, TULSA, OK 74129-8234

Mortgage

Document Number	0000053235
Date	Jun 11, 2020
Instrument	53235

Lender

Name	STANWICH MTG LN TR E
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate	3.87%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TULSA OK
Property Address	12218 E 28TH ST, TULSA, OK 74129-8234
Document Number	0000018077
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12218 E 28TH ST TULSA OK 741298234, TULSA, OK 74129-8234

Mortgage

Document Number	0000018077
Date	Mar 8, 2019
Instrument	18077

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Tulsa Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+0.45%) Homeowner's exemption	$18,360 (+0.61%) Land $1,738 Building $16,622	$221,800 (+26.19%) Land $21,000 Building $200,800
2023	$2,449.00 (+4.97%)	$18,249 (+5%) Land $2,180 Building $16,069	$175,773 (+11.25%) Land $21,000 Building $154,773
2022	$2,333.00	$17,380 Land $2,310 Building $15,070	$158,000 Land $21,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1984 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, May 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TULSA serves 413,000 people · EPA ID OK1020418
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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