12216 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12216 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1893
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2023)
Tax Bill	$1,955 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-124-029`

Property Details

APN / Parcel Number

Primary APN	`25-28-124-029`
Alternative APN	`25-28-124-029-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12216 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-6424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RESUBDIVISION) OF THAT PT OF WEST PULLMAN LYING IN N W & WH OF NE NH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	RESUBDIVISION OF THAT PT OF WEST PULLM
Legal Block	37
Legal Lot Number	7,8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2021
Census Tract	530501

Owner

12216 S Emerald Ave is owned and occupied by an individual who bought it in January 2023.

Source: Cook County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12216 S EMERALD AVE, CHICAGO, IL 60628-6424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
May 20, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage COOK COUNTY LAND BANK AUTHORITY
Jan 24, 2020	Tax Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Nov 6, 2002 · Amount on File
Deed Document Number	202341280
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0000010130
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 5, 2023
Property Address	12216 S EMERALD AVE, CHICAGO, IL 60628-6424
Document Number	0000541280
Instrument Date	Dec 29, 2022
Instrument	2300541280
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12216 S EMERALD AVE, CHICAGO, IL 60628-6424

Mortgage

Document Number	0000541281
Date	Jan 5, 2023
Instrument	2300541281

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 20, 2021
Property Address	12216 S EMERALD AVE, CHICAGO, IL 60628-6424
Document Number	0014019015
Instrument Date	Apr 5, 2021
Instrument	2114019015
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7830 S LOOMIS BOULVARD, CHICAGO, IL 60620-0288

Mortgage

Document Number	0014019016
Date	May 20, 2021
Instrument	2114019016

Lender

Name	COOK COUNTY LAND BANK AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2020
Property Address	12216 S EMERALD AVE, CHICAGO, IL 60628-6424
Document Number	2002410130
Instrument Date	Oct 7, 2019
Instrument	2410130
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 Land $1,845 Building $11,155	$130,000 Land $18,450 Building $111,550
2024	$1,955.00
2022	$515.00 Homeowner's exemption	$2,500 (-) Land $1,230 Building $1,270	$25,000 (-) Land $12,300 Building $12,700
2021		$2,500 Land $1,230 Building $1,270	$25,000 Land $12,300 Building $12,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12216 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12216 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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