12216 Cuming St, Omaha, NE 68154 Property Records

Douglas County property record for 12216 Cuming St, Omaha, NE 68154

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 1968
Lot Size	0.285 acres (12,445 sqft)
Owner	2 Individuals on Record
Last Sale	$160,000 (Dec 2007)
Tax Bill	$4,183 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1755510690`

Property Details

APN / Parcel Number

Primary APN	`R1755510690`
Alternative APNs	`5551 0690 17` `1755510690`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,560 sqft
Finished Basement	780 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,445 sqft (0.285 acres)
Lot Dimensions	131 ft deep x 95 ft wide
Garage Type	Basement
Garage Area	2 sqft
Porch	Porch
Porch Area	340 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1755510690
Street Address	12216 CUMING ST
City	OMAHA
State	NE
Zip	68154-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MIRACLE HILLS LOT 2 BLOCK 4 IRREG
Legal Subdivision	MIRACLE HILLS
Legal Block	4
Legal Lot Number	2
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2004
Census Tract	7443

Owner

Source: Douglas County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12216 CUMING ST, OMAHA, NE 68154-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit METRO CU
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Oct 2, 2020	Deed of Trust, Construction Loan · Line of Credit METRO CU FCU
Apr 3, 2020	Deed of Trust, Construction Loan · Line of Credit METRO CU FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	2007137728
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	12216 CUMING ST, OMAHA, NE 68154-1433
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147045
Date	Nov 8, 2021
Instrument	2021147045

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	12216 CUMING ST, OMAHA, NE 68154-1433
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069618
Date	Jul 8, 2022
Instrument	2022069618

Lender

Name	METRO CU
Type	Credit Union
Address	OMAHA, NE 68134

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	12216 CUMING ST, OMAHA, NE 68154-1433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088998
Date	Oct 17, 2019
Instrument	2019088998

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Oct 2, 2020
Property Address	12216 CUMING ST, OMAHA, NE 68154-1433
Document Number	0000111959
Instrument Date	Sep 17, 2020
Instrument	111959
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12216 CUMING ST OMAHA NE 681541433, OMAHA, NE 68154-1433

Mortgage

Document Number	0000111959
Date	Oct 2, 2020
Instrument	111959

Lender

Name	METRO CU FCU
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Apr 3, 2020
Property Address	12216 CUMING ST, OMAHA, NE 68154-1433
Document Number	0000031009
Instrument Date	Mar 25, 2020
Instrument	31009
Transaction Type	Construction Loan
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12216 CUMING ST OMAHA NE 681541433, OMAHA, NE 68154-1433

Mortgage

Document Number	0000031009
Date	Apr 3, 2020
Instrument	31009

Lender

Name	METRO CU FCU
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,700 (-) Land $47,900 Building $210,800	$258,700 (-) Land $47,900 Building $210,800
2024	$4,183.00 (-23.36%)
2023	$5,458.00 (+22.24%)	$258,700 Land $47,900 Building $210,800	$258,700 Land $47,900 Building $210,800
2022	$4,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Great Plains Communications, Nextlink.

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