Washington County property record for 12216 Cloverly Farm Ln, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,700 (Jun 2012) |
| Tax Bill | $2,488 (2026) |
| Deeds & Mortgages | Feb 2022 Second Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-013590 |
| Primary APN | 07-013590 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 269 sqft |
| Patio Area | 161 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 013590 |
|---|---|
| Street Address | 12216 CLOVERLY FARM LN |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 100X135 .31 A 12216 CLOVERLY FARM LANE |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11301 |
12216 Cloverly Farm Ln is owned and occupied by an individual who bought it in June 2012.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12216 CLOVERLY FARM LN, SMITHSBURG, MD 21783-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA |
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PATRIOT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on File |
| Deed Sale | Jun 26, 2012 · Amount on File |
| Deed Book / Page | 4310 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12216 CLOVERLY FARM LN, SMITHSBURG, MD 21783-1920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069140287 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 6914/287 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12216 CLOVERLY FARM LN, SMITHSBURG, MD 21783-1920 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0065650103 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 6565/103 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
The 2026 property tax bill for 12216 Cloverly Farm Ln was $2,488 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,488.00 (+5.65%) Homeowner's exemption | $303,933 (+5%) | $318,400 (-) Land $61,700 Building $256,700 |
| 2025 | $2,355.00 Homeowner's exemption | $289,467 | $318,400 Land $61,700 Building $256,700 |
| 2023 | $2,121.00 Homeowner's exemption | $244,367 | $275,000 Land $61,700 Building $213,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12216 Cloverly Farm Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12216 Cloverly Farm Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
May also be available: Verizon.
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