12215 Charles Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12215 Charles Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,128 sqft · built 1946
Lot Size	0.168 acres (7,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Dec 2020)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01165874`

Property Details

APN / Parcel Number

Primary APN	`13-01165874`
Alternative APN	`01165874`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	648 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,331 sqft (0.168 acres)
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01165874
Street Address	12215 CHARLES RD
City	SILVER SPRING
State	MD
Zip	20906-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	VIERS MILL VILLAGE
Legal Subdivision	VIERS MILL VILLAGE
Legal Block	O
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2009
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12215 CHARLES RD, SILVER SPRING, MD 20906-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HOME MORTGAGE CORP
May 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HOME MORTGAGE CORP
Dec 1, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	May 13, 1996 · Amount on Record
Deed Book / Page	61219 / 297
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12215 CHARLES RD, SILVER SPRING, MD 20906-4606
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0629720478
Date	May 13, 2021
Book Page	62972/478

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12215 CHARLES RD, SILVER SPRING, MD 20906-4606
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0629720462
Date	May 13, 2021
Book Page	62972/462

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 1, 2020
Property Address	12215 CHARLES RD, SILVER SPRING, MD 20906-4606
Document Number	0612190297
Book / Page	61219 / 297
Map Reference	MB 33 PL 2208
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12215 CHARLES RD, SILVER SPRING, MD 20906-4606

Mortgage

Document Number	61219304
Date	Dec 1, 2020
Instrument	61219/304

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,233 (+3.76%)	$402,300 (-) Land $183,100 Building $219,200
2025	$4,360.00 (+7.2%)	$374,167 (+10.88%)	$402,300 (+11.72%) Land $183,100 Building $219,200
2023		$337,467	$360,100 Land $183,100 Building $177,000
2022	$4,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Charles Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures