12212 Rte B, Saint Thomas, MO 65076 Property Records

Cole County property record for 12212 Rte B, Saint Thomas, MO 65076

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,431 sqft · built 1992
Lot Size	13.9 acres (608,533 sqft)
Owner	2 Individual Names on File
Last Sale	$791,350 (Dec 2025)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01-11-0000-002-005`

Property Details

APN / Parcel Number

Primary APN	`19-01-11-0000-002-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
1st Floor Area	1,441 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,247 sqft
Game Room	Game Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	608,533 sqft (13.9 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12212 ROUTE B
City	SAINT THOMAS
State	MO
Zip	65076-2014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEG NW COR OAK SHADOWS SEC 1 S ALNG W LINE OF SUB 1194.91 TO RT B SW ALNG B 472.27 NW 816.06 N 111.89 E 334.94 NE571.45
Legal Range	12W
Legal Township	42N
Legal Section	11
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2029
Census Tract	20200

Owner

12212 Rte B, a rural home, is owned and occupied by two individuals who bought it in December 2025.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12212 ROUTE B, SAINT THOMAS, MO 65076-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Sep 19, 2017	Deed of Trust, Mortgage · Reverse Mortgage JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Nov 25, 2024 · Amount on File
Deed Document Number	202510918
Deed Book / Page	775 / 856
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	0000011261
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Dec 18, 2025
Property Address	12212 ROUTE B, SAINT THOMAS, MO 65076-2014
Document Number	000775/856
Book / Page	775 / 856
Instrument Date	Dec 12, 2025
Instrument	202510918
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12212 ROUTE B, SAINT THOMAS, MO 65076-2014

Mortgage

Document Number	000775/857
Date	Dec 18, 2025
Book Page	775/857
Instrument	202510919

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	12212 ROUTE B, SAINT THOMAS, MO 65076-2014
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000680/0000000565
Date	Sep 19, 2017
Book Page	0000000680/0000000565
Instrument	201709195

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	220 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12212 Rte B was $2,623, up 3.5% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,020 (+4.9%) Land $3,200 Building $42,820
2025	$2,623.00 (+3.51%)	$43,870 Land $3,050 Building $40,820	$247,600 Land $17,500 Building $230,100
2024	$2,534.00
2023		$43,870 Land $3,050 Building $40,820	$236,500 Land $16,700 Building $219,800
2022	$2,340.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12212 Rte B in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12212 Rte B is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: AT&T, Mediacom Xtream, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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