1221 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1221 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,066 sqft · built 1957
Lot Size	0.312 acres (13,606 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2025)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0145-00090`

Property Details

APN / Parcel Number

Primary APN	`010-0145-00090`
Alternative APNs	`1029261` `1167434`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Gross Area
1st Floor Area	1,066 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,606 sqft (0.312 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	252 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1167434
Street Address	1221 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 SERIAL #
Legal Subdivision	ARROWHEAD ADDITION
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1221 W ARROWHEAD RD, DULUTH, MN 55811-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Line of Credit NORTH SHORE FCU
Sep 4, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jun 18, 2024 · Amount on Record
Deed Document Number	20251094507
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	1221 W ARROWHEAD RD, DULUTH, MN 55811-2215
Document Number	0001094507
Instrument Date	Sep 16, 2025
Instrument	1094507
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 W ARROWHEAD RD, DULUTH, MN 55811-2215

Mortgage

Document Number	0001094508
Date	Sep 24, 2025
Instrument	1094508

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2020
Property Address	1221 W ARROWHEAD RD, DULUTH, MN 55811-2215
Document Number	00T1028514
Instrument Date	Aug 28, 2020
Instrument	T1028514
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4527 SOME QUIET PL DULUTH MN 558038327, DULUTH, MN 55803-8327

Mortgage

Document Number	T1028515
Date	Sep 4, 2020
Instrument	T1028515

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Mortgage

Document Number	T1029947,
Date	Sep 4, 2020
Instrument	T1029947

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+4.48%) Homeowner's exemption
2025	$4,106.00 (-1.39%) Homeowner's exemption	$334,700 (+6.19%) Land $42,400 Building $292,300	$334,700 (+6.19%) Land $42,400 Building $292,300
2024	$4,164.00	$315,200 (+14.87%) Land $39,300 Building $275,900	$315,200 (+14.87%) Land $39,300 Building $275,900
2022		$274,400 Land $46,200 Building $228,200	$274,400 Land $46,200 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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