1221 State Rte 221, Marathon, NY 13803 Property Records

Cortland County and Harford Town property record for 1221 State Rte 221, Marathon, NY 13803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 2005
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,656 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112800 154.00-03-15.000`

Property Details

APN / Parcel Number

Primary APN	`112800 154.00-03-15.000`
Alternative APN	`280015400000010202000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	94,090 sqft (2.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1221 STATE ROUTE 221
City	MARATHON
State	NY
Zip	13803-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HARFORD
Census Block Group	3
Census Block	3033
Census Tract	971200

Owner

Source: Cortland County and Harford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1221 STATE ROUTE 221, MARATHON, NY 13803-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	1221 STATE ROUTE 221, MARATHON, NY 13803-1113
Document Number	0000002806
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 STATE ROUTE 221 MARATHON NY 138031113, MARATHON, NY 13803-1113

Mortgage

Document Number	0000002806
Date	Jul 12, 2019
Instrument	2806

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	1221 STATE ROUTE 221, MARATHON, NY 13803-1113
Document Number	0000002807
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 STATE ROUTE 221 MARATHON NY 138031113, MARATHON, NY 13803-1113

Mortgage

Document Number	0000002807
Date	Jul 12, 2019
Instrument	2807

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2039

Tax Assessment & Valuation

Source: Cortland County and Harford Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Harford Town
Unified School District	Marathon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,656.00 (+88.84%) Homeowner's exemption
2025	$1,936.00 (-2.12%)	$106,500 (-) Land $17,200 Building $89,300	$140,132 (+18.42%) Land $22,632 Building $117,500
2023	$1,978.00 Homeowner's exemption	$106,500 Land $17,200 Building $89,300	$118,333 Land $19,111 Building $99,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2011–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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