Imperial County property record for 1221 Scott Ave, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 1,613 sqft |
| Lot Size | 0.178 acres (7,762 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Aug 2011) |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-562-018-000 |
| Primary APN | 044-562-018-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Construction Type | Wood |
|---|---|
| Lot Area | 7,762 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1221 SCOTT AVE |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 1 TOWNE VILLAS SUB UNIT NO 2 CITY OF EL CENTRO |
| Legal Subdivision | TOWNE VILLAS 02 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 11500 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2011 · Amount on Record |
| Deed Sale | Aug 9, 2011 · Amount on Record |
| Prior Sale | Apr 7, 2011 · Amount on Record |
| Deed Document Number | 201118958 |
| Last Transfer Date | Apr 2, 2015 |
| Transfer Doc | 0000007392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Document Number | 0000018887 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022018887 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Document Number | 0000011190 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021011190 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1221 SCOTT AVE, EL CENTRO, CA 92243-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0000013781 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018013781 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2033 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $128,540 (+6.12%) Land $38,429 Building $90,111 | |
| 2025 | $1,479.00 (+2.78%) | |
| 2023 | $1,439.00 (+6.99%) | $121,129 Land $36,214 Building $84,915 |
| 2022 | $1,345.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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