1221 S E St, Lake Worth, FL 33460 Property Records

Palm Beach County property record for 1221 S E St, Lake Worth, FL 33460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1950
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Aug 1995)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`38-43-44-33-09-001-0070`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-33-09-001-0070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
Gross Area	1,078 sqft
1st Floor Area	1,022 sqft
Utility Area	28 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	28 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1221 S E ST
City	LAKE WORTH
State	FL
Zip	33460-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WHISPERING PALMS PLAT 1 LT 7 BLK 1
Legal Range	43E
Legal Township	44S
Legal Section	33
Legal Subdivision	WHISPERING PALMS
Legal Block	1
Legal Lot Number	7
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	1
Census Block	1007
Census Tract	5102

Owner

1221 S E St is owned and occupied by two individuals who bought it in August 1995.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1221 S E ST, LAKE WORTH BEACH, FL 33460-5447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 1995 · Amount on File
Deed Sale	Aug 22, 1995 · Amount on File
Deed Document Number	0888601637
Deed Book / Page	08886 / 01637
Record Updated	Jun 8, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	1221 S E ST, LAKE WORTH, FL 33460-5447
Document Number	0291340078
Book / Page	029134 / 000078
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 S E ST LAKE WORTH FL 334605447, LAKE WORTH, FL 33460-5447

Mortgage

Document Number	0291340078
Date	Jun 7, 2017
Book Page	029134/000078
Instrument	201757

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1221 S E St was $3,552.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,552.00	$260,817 Land $130,800 Building $130,017	$260,817 Land $130,800 Building $130,017
2023	$2,965.00 (+8.09%)	$205,197 (+11.43%) Land $80,700 Building $124,497	$205,197 (+11.43%) Land $80,700 Building $124,497
2022	$2,743.00	$184,143 Land $70,500 Building $113,643	$184,143 Land $70,500 Building $113,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 S E St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1980–2004)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1221 S E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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