1221 S 2nd Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 1221 S 2nd Ave, Virginia, MN 55792

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 5 ba · 3,040 sqft · built 1914
Lot Size	0.1 acres (4,385 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2018)
Tax Bill	$2,464 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`090-0060-02740`

Property Details

APN / Parcel Number

Primary APN	`090-0060-02740`
Alternative APN	`728848`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	3,040 sqft Gross Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	4,385 sqft (0.1 acres)
Garage Area	1,812 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	77 sqft
Deck Area	77 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	728848
Street Address	1221 S 2ND AVE
City	VIRGINIA
State	MN
Zip	55792-2940
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 7 AND S 1/2 LOT 8 SERIAL #
Legal Subdivision	ANDERSONS THIRD ADDITION
Legal Block	11
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1022
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 470, VIRGINIA, MN 55792-0470
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Conventional with PMI RICHARD BENSON
Aug 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	20181339395
Prior Transfer Date	Mar 8, 2002
Prior Transfer Doc	0000850910
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1221 S 2ND AVE, VIRGINIA, MN 55792-2940
Document Number	0001352244
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 S 2ND AVE VIRGINIA MN 557922940, VIRGINIA, MN 55792-2940

Mortgage

Document Number	0001352244
Date	Mar 28, 2019
Instrument	1352244

Lender

Name	RICHARD BENSON

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 27, 2024

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2018
Property Address	1221 S 2ND AVE, VIRGINIA, MN 55792-2940
Document Number	00A1339395
Instrument Date	Aug 8, 2018
Instrument	A1339395
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 470 VIRGINIA MN 557920470, VIRGINIA, MN 55792-0470

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00 (+68.31%)
2025	$1,464.00 (-21.12%)	$112,700 (+90.69%) Land $4,700 Building $108,000	$112,700 (+90.69%) Land $4,700 Building $108,000
2024	$1,856.00	$59,100 (-17.46%) Land $3,700 Building $55,400	$59,100 (-17.46%) Land $3,700 Building $55,400
2022		$71,600 Land $3,700 Building $67,900	$71,600 Land $3,700 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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