1221 River Rock Ct, Modesto, CA 95351 Property Records

Stanislaus County property record for 1221 River Rock Ct, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,251 sqft · built 1993
Lot Size0.202 acres (8,793 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Sep 2012)
Tax Bill$2,763 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN039-055-064-000

Property Details

APN / Parcel Number

Primary APN039-055-064-000
Alternative APNs
  • 0395564000
  • 0395564

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,251 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area8,793 sqft (0.202 acres)
View / LotCul-De-Sac
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Pool
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1221 RIVER ROCK CT
CityMODESTO
StateCA
Zip95351-6816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERPARK LOT 7 BLOCK 8506
Legal SubdivisionRIVERPARK
Legal Block1
Legal Lot Number7
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1011
Census Tract2701

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1221 RIVER ROCK CT, MODESTO, CA 95351-6816
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
DOORWAY HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2012 · Amount on Record
Deed SaleSep 26, 2012 · Amount on Record
Prior SaleMay 5, 2006 · Amount on Record
Deed Document Number201285475
Last Transfer DateOct 2, 2014
Transfer Doc0000066848
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1221 RIVER ROCK CT, MODESTO, CA 95351-6816
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 RIVER ROCK CT, MODESTO, CA 95351-6816

Mortgage

Document Number0000042867
DateSep 12, 2023
Instrument2023-0042867
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1221 RIVER ROCK CT, MODESTO, CA 95351-6816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023544
DateApr 1, 2020
Instrument2020-0023544
Lender
NameBROKER SOLUTIONS INC
TypeNon-Lending Institution
Address1221 RIVER ROCK CT # 100, MODESTO, CA 95351
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1221 RIVER ROCK CT, MODESTO, CA 95351-6816
Document Number0000008923
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyCHRONOS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1221 RIVER ROCK CT MODESTO CA 953516816, MODESTO, CA 95351-6816

Mortgage

Document Number0000008923
DateFeb 9, 2018
Instrument8923
Lender
NameDOORWAY HM LNS
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 8, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,763.00 (+0.07%)$232,358 (+2%) Land $50,235 Building $182,123
2025$2,761.00 (+9.39%)$227,802 (+4.04%) Land $49,250 Building $178,552
2023$2,524.00 (+0.88%)$218,958 Land $47,339 Building $171,619
2022$2,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CERES
serves 54,513 people · EPA ID CA5010028
Water SourcePurchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on River Rock Ct

Nearby Streets

Search Property Records by Address or Parcel Number