1221 River Dr, Byron, IL 61010 Property Records

Ogle County property record for 1221 River Dr, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1987
Lot Size	0.465 acres (20,290 sqft)
Owner	Individual Name on Record
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-329-005`

Property Details

APN / Parcel Number

Primary APN	`05-31-329-005`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	20,290 sqft (0.465 acres)
Lot Dimensions	138 ft deep x 145 ft wide

Location & Zoning

Street Address	1221 RIVER DR
City	BYRON
State	IL
Zip	61010-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 11 EDGE A TOWN SUBD 6 CITY OF BYRON
Legal Subdivision	EDGE A TOWN SUBD
Legal Lot Number	11
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3041
Census Tract	961700

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1221 RIVER DR, BYRON, IL 61010-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Nov 26, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 28, 2018	Loan Modification, Mortgage · Conventional Mortgage BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2013
Transfer Doc	0000003277
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1221 RIVER DR, BYRON, IL 61010-9551
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007698
Date	Oct 20, 2021
Instrument	202107698

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1221 RIVER DR, BYRON, IL 61010-9551
Document Number	0000006549
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1221 RIVER DR BYRON IL 610109551, BYRON, IL 61010-9551

Mortgage

Document Number	0000006549
Date	Dec 3, 2018
Instrument	6549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Fixed Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	1221 RIVER DR, BYRON, IL 61010-9551
Document Number	0000001837
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 RIVER DR BYRON IL 610109551, BYRON, IL 61010-9551

Mortgage

Document Number	0000001837
Date	Apr 9, 2018
Instrument	1837

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+23.73%)	$63,134 (+16.22%) Land $13,559 Building $49,575	$189,402 (+16.22%) Land $40,677 Building $148,725
2023		$54,325 Land $11,667 Building $42,658	$162,975 Land $35,001 Building $127,974
2022	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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